Latonya Myers

14495 Over Creek Drive

Issue, MD
$ 399,900 Beds 3 Baths 2.5 Sq 2,268
Monthly Estimate* How much can I afford?

Discover the relaxed, resort-style lifestyle of Swan Point, where golf, boating, waterfront recreation, and year-round community activities are all just moments from home. This charming brick-front residence is situated on a beautifully landscaped corner lot surrounded by mature shade trees and is just a short stroll from peaceful water views. Inside, youll find a comfortable and thoughtfully designed floor plan featuring 3 bedrooms, 2.5 bathrooms, and inviting spaces for everyday living and entertaining. The spacious family room is centered around a two-sided gas fireplace shared with the dining area, while the sunroom offers a bright and peaceful place to take in the changing seasons. Both the family room and sunroom provide direct access to the deck, creating an easy flow between the indoor and outdoor living spaces. This well-built home has great bones and offers an excellent opportunity for the next owner to update and personalize it to fit their own style. Additional features include a recently replaced HVAC system, a tall crawl space providing valuable storage, and an attached two-car garage. Swan Point residents enjoy an exceptional array of amenities, including a championship golf course, full-service marina, private beach, swimming pool, playground, tennis and pickleball courts, and a lively calendar of social and community events. Whether your ideal day includes a round of golf, time on the water, relaxing by the pool, or simply enjoying the peaceful surroundings, this home offers the opportunity to make the Swan Point lifestyle your own.

ACTIVE

  • Price
  • $ 399,900
  • City
  • Issue
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • CHARLES
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.36 Acres
  • Zip
  • 20645
  • Sqr Footage
  • 2,268
  • Year Built
  • 1991
  • Taxes
  • $ 4541
  • Style
  • Ranch/Rambler
  • MLS#
  • MDCH2057520
Listed By: Sarah Swann with Baldus Real Estate, Inc. - 3019348407;
Data Source: Bright MLS

Features

General

Living Area 2268
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Central A/C
Possession Settlement
Zoning RM
HOA Fee 210.00
Garage Spaces 2.00
Association Fee Includes Common Area Maintenance,Pool(s),Management,Recreation Facility,Road Maintenance,Snow Removal
Architectural Style Ranch/Rambler
Construction Materials Brick
School District CHARLES COUNTY PUBLIC SCHOOLS
Year Built 1991
Levels 1
Other Fees 245.00
Tax Year 2024
Ownership Fee Simple
Cool Fuel Electric
Section 1
Accessibility None
Assoc Fee Paid Per Semi-Annually
County CHARLES
New Construction No
Property Type Residential
Association Amenities Club House,Golf Club,Golf Course Membership Available,Golf Course,Jog/Walk Path,Marina/Marina Club,Pool - Outdoor,Pool Mem Avail,Tennis Courts,Tot Lots/Playground,Bar/Lounge,Basketball Courts,Beach,B
HOA Yes
Subdivision Name SWAN POINT
Garage Y/N Yes
Water Access Y/N No
Other Structures Above Grade,Below Grade
Full Baths 2
Status ACTIVE
Directions From Rock Point Road,turn onto Swan Point Road,left onto Lord Baltimore Drive,right onto Ivanhoe Drive,left onto Wollaston Circle,left onto Over Creek Drive,property is located on the left.
City ISSUE
Other Fees Frequency Monthly
Association Name SWAN POINT PROPERTY OWNERS ASSOCIATION (SPPOA)
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 15766.00
Tax Assessed Value 364333.0
Tax Annual Amount 4541.0
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 2
Bathrooms Count Main Level 3.00
Price Per Sq Ft Total AG 176.32
Community Pool Features Fenced,Gunite,In Ground
Vacation Rental Y/N No
Total SQFT 2268
Standard Status Active
Year Built Source Assessor
Legal Subdivision SWAN POINT SUB
Tax Lot 9
Association Recreation Fee No

Interior Features

Heating Fuel Electric
Total Fireplaces 1
Fireplace Features Gas/Propane
Hot Water Electric
Basement (Y/N) No
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 2268
Half Baths 1
Central Air Y/N Yes
Total Bedrooms 3
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Laundry Type Main Floor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Bathrooms Half Main Level 1
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Pool Yes - Community
Water Source Public
Total Parking Spaces 2
Garage Features Garage - Side Entry,Garage Door Opener,Inside Access
Type of Parking Attached Garage,Driveway
Foundation Details Crawl Space
Water View Y/N No
Lot Size Acres 0.36
Lot Size Source Assessor
Waterfront Y/N No
Navigable Water Y/N No
Water Oriented Y/N No
# of Attached Garage Spaces 2

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Owings Mills, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Dr. Thomas L. Higdon Elementary School
Middle School Piccowaxen Middle School
High School La Plata High School

Price History

7/22/2026 Listed $399,900

Property vs Zip Code Average in 20645

Price
AVG $590K
$400K
Taxes
AVG $6,426
$4,541
Year Built
AVG 2004
1991

In The Neighborhood

Areas That We Cover

14495 Over Creek Drive Issue, MD is a Single Family Home for sale at $399900 with 2268 sqft and a lot size of 0.36 Acres Acre(s). 14495 Over Creek Drive Issue has 3 bedrooms, 2 baths and was built in 1991. The property's zip code is 20645 which is in Issue, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Latonya Myers

Latonya Myers

410-215-1776

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